Abstract:
This study aims to clarify the role of fintech in improving the performance of
financial institutions. Through the theoretical aspect, we have presented
concepts of artificial intelligence in financial management and various modern
applications and their critical importance. In the chapter, which was divided
into three directions, Algerian legislation appeared to protect digital financial
transactions. Second, to examine the reality of the application of financial
technology through interviews with the staff of the financial institutions in
question, Third, to examine the implications of applying financial technology
to financial institutions' performance through the study of its questionnaires.
The study concluded that there were legal reforms aimed at protecting financial
technology operators. The interview showed that the various financial
institutions were keeping abreast of current developments in the area of
digitization of financial transactions. The study concluded, however, that
Algeria's salute structure remained rather weak because of the lack of Internet
flow and the lack of awareness of clients despite the provision of the necessary
equipment. It is necessary to offer formative courses to various workers in
financial institutions and to develop awareness programs that encourage
society to use technology society to use technology with financial incentives and graphic exemptions as
we have come up with through the compulsory study to adapt certain
legislation and the need to develop digital infrastructure..
